Will my family be covered if I am the main member?
Yes. Legal Protection Plan will cover you, your spouse (limited to one spouse only) and your four eldest, dependent (unmarried and unemployed) children who are under the age of 21.
Legal Protection Plan Platinum and Legal Protection Plan Platinum Plus will cover you, your spouse (limited to one spouse only) and all your dependent (unmarried and unemployed) children who are under the age of 25.
Is there a limit on how much I can claim?
The maximum cover under the Legal Insurance Benefit for Legal Protection Plan is R40 000 per membership, per year.
The maximum cover under the Legal Insurance Benefit for Legal Protection Plan Platinum is R54 000 per membership, per year.
The maximum cover under the Legal Insurance Benefit for Legal Protection Plan Platinum Plus is R80 000 per membership, per year.
After taking up the product, what is the waiting period before I am covered?
There is no waiting period for the Legal Emergency benefit and the Basic benefit. There is also no waiting period for the Mediation benefit, but this benefit only applies to a cause of action which arises after the starting date of the product (unless you have taken up Legal Protection Plan Platinum Plus, in which case the Mediation benefit can be used for matters which arose up to three months before the starting date of the product).
The Legal Insurance benefit for Legal Protection Plan is subject to a 3 month waiting period from the starting date of the product.
The Legal Insurance benefit for Legal Protection Plan Platinum is subject to a 2 month waiting period from the starting date of the product.
The Legal Insurance benefit for Legal Protection Plan Platinum Plus is subject to a 1 month waiting period from the starting date of the product.
Who do I contact when I want to make use of the product?
For legal assistance, call 0861 534 367 or email TFGlegal@lipco.co.za. Always have your TFG account number or membership number on hand when you call. For administration queries, call 0861 534 367.
Terms and conditions apply.
Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider. These products are serviced by Lipco LAW FOR ALL, a division of LIPCO Group (Pty) Ltd, an authorised financial services provider.
